Terms of Service | MissedAlpha

Welcome to MissedAlpha.com ("Platform", "we", "us", or "our"). By accessing or using our website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

1. Description of Service

MissedAlpha is a financial data visualization and simulation tool designed to calculate historical returns on investments (stocks, cryptocurrencies, ETFs) across different currencies. The Platform provides educational insights into "missed gains" based on historical price actions and exchange rates.

2. NO FINANCIAL ADVICE (Disclaimer)

PLEASE READ CAREFULLY:

Informational Purposes Only: All content, calculations, graphs, and data provided on MissedAlpha are for informational and entertainment purposes only.
Not Investment Advice: Nothing on this Platform constitutes financial, legal, or tax advice. We do not recommend buying, selling, or holding any specific asset.
No Fiduciary Relationship: Use of this Platform does not create a client-advisory relationship.
Risk Warning: Investing in financial markets involves risk, including the loss of principal. You should consult with a qualified financial advisor before making any investment decisions.

3. Data Accuracy and Limitations

MissedAlpha relies on third-party data providers and APIs for historical prices, stock splits, dividends, and forex rates.

Simulated Results: The results shown are simulations based on historical data. They do not account for trading fees, slippage, taxes, or liquidity issues that may have existed at the time of the theoretical trade.
Data Errors: While we strive for accuracy, historical data (especially for periods before 2000 or for volatile assets) may contain errors, gaps, or inaccuracies. We do not guarantee the completeness or accuracy of the data.
Service Availability: We do not guarantee that the Platform will be uninterrupted or error-free.

4. User Accounts

To access certain features (such as saving portfolios), you may be required to create an account.
You are responsible for maintaining the confidentiality of your login credentials.
You agree to provide accurate and current information during registration.
We reserve the right to terminate or suspend accounts that violate these Terms or engage in suspicious activity.

5. Intellectual Property

The MissedAlpha name, logo, design, source code, "Missed Gains" calculation algorithms, and database structures are the exclusive property of MissedAlpha. You agree not to:

Copy, modify, or create derivative works of our content.
Use automated systems (bots, scrapers, spiders) to extract data from the Platform.
Reverse engineer any part of the Platform.

6. Limitation of Liability

To the fullest extent permitted by law, MissedAlpha and its developers shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

Your use or inability to use the Platform.
Any errors or omissions in the data provided.
Any investment decisions made based on the information found on the Platform.

The Platform is provided on an "AS IS" and "AS AVAILABLE" basis.

7. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of the Platform signifies your acceptance of the revised Terms.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Turkey (or the specific jurisdiction where your company is registered), without regard to its conflict of law provisions.